An investigation by the Associated Press and FRONTLINE has found that scams in the United States have reached record levels, costing Americans billions of dollars while many victims receive little assistance.
The investigation highlighted the case of Simon, a widower who lost $800,000 to a romance scam after meeting a woman online who turned out to be fake. He later borrowed $185,000 to cover some of his losses and faced additional taxes on money he had withdrawn.
After reporting the crime to police and the FBI, Simon said he received little help. He was later targeted by another scammer who promised to help recover his money in exchange for additional payment.
AP and FRONTLINE interviewed nearly five dozen scam victims and found that many faced shame, family criticism, financial pressure and frustration with law enforcement. Some victims also reported being targeted again by criminals claiming they could recover their stolen money.
The investigation found that Americans are increasingly exposed to romance scams, investment fraud, impersonation schemes, phishing and other forms of online crime. The growing use of technology and artificial intelligence has also made it easier for scammers to deceive victims.
Experts say the U.S. still has gaps in its efforts to combat online fraud, particularly in holding financial institutions, social media companies and cryptocurrency platforms accountable.
Despite efforts by Congress and the Trump administration to strengthen protections against scams, many victims continue to struggle to recover their money or obtain meaningful support.
Key takeaway: Scams are becoming more widespread and sophisticated in the U.S., while victims often face significant financial and emotional consequences with limited avenues for recovery.
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